Chinese fnancial system has been keeped in a poorly development for a while, which implies the revelent of credit sonstraints and different source of finance. Many people think that trade credit is the accounts payable, or accounts receivable, actually it's not, china trade credit is different with these two.
Maybe you want to know ,what is trade credit? Oftenly we define trade credit as an agreement. In this agreement customer can puchase goods on account without payng in cash, and the paying was not timely for supplier. A specific trade credit number will be given when the goods was delivered ,usually 30 or 60. Some special business , such as jewelry, entend their credit to a more long time.
Wikipedia tell us that trade credit is the credit extended by one trader to another trader for the purchase without immediate payment. Trade credit is used as a sourse of temporary financing for business organisations, expecially business to business (B2B) sellers in the United States.
For many area of business, trade credit is an useful tool for increasing you finance. Suppliers extend you a trade credit, for you can buy in time and pay later. By this definition, anytime you enjoy goods,service or other valuables without paying in money, you are using the trade credit.
It's clear that trade credit is important to customer as well as business, and if you want to develope some trade in china, how can you ensure you partner's credit? What about you partner's performing in past year? Want to screen qualified buyers or suppliers in China? You can check trade credit in Cnbizsearch if you need, for example business managers, credit risk managers, and line associates.
Cnbizsearch is known as Shanghai Anson Business Consulting Company Limited.AS a credit and risk management, it support service and commercial information in China.
Cnbizsearch provide thousands of trade credit of chinese company, you can search for what you interested in this large database. Just real data, and by these data you can make your own analysis and then conclude by yourself.
If you want more imformation about chinese credit, pls pay attention to Cnbizsearch.
2015年10月11日星期日
Verify trade credit online
So many people talk about trade credit, however, what is trade credit? Trade credit is the credit extended by one trader to another for the purchase of goods and services. For many businesses, trade credit is an essential tool for financing growth, expecially China credit trade.
Or you can make it more easy, a trade credit is an agreement where a customer can purchase goods on account (without paying cash), paying the supplier at a later date. Usually when the goods are delivered, a trade credit is given for a specific number of days – 30, 60 or 90. Jewelry businesses sometimes extend credit to 180 days or longer. Trade credit is essentially a credit a company gives to another for the purchase of goods and services.
Trade credit has a significant impact on the financing of businesses and therefore is linked to other financing terms and concepts. Other important terms that affect business financing and financial futures are credit rating, trade line and buyer’s credit. A credit rating is an overall assessment of the credit worthiness of a borrower, whether a business or individual, based on financial history that includes debt repayment timeliness and other factors. Without a good credit rating trade credit may not be offered to a business.
When you're first starting your business, however, suppliers most likely aren't going to offer you trade credit. They're going to want to make every order c.o.d. (cash or check on delivery) or paid by credit card in advance until you've established that you can pay your bills on time. While this is a fairly normal practice, you can still try and negotiate trade credit with suppliers. One of the things that will help you in these negotiations is a properly prepared financial plan.
When you visit your supplier to set up your order during your startup period, ask to speak directly to the owner of the business if it's a small company. If it's a larger business, ask to speak to the CFO or any other person who approves credit. Introduce yourself. Show the officer the financial plan you've prepared. Tell the owner or financial officer about your business, and explain that you need to get your first orders on credit in order to launch your venture.
2015年10月9日星期五
Choose some great smartphone accessories for your summer
Summer's just around the corner and no matter where you're headed, I bet your smartphone will be going with you. After all, it's the easiest way for you to reach out to your friends, keep in touch with your social media feeds and even take a few pictures along the way. But maybe this is the summer that your smartphone does a little bit more for you with the help of a few new accessories. Best Buy has a huge selection of neat and smart phone accessories you can take with you wherever your summer plans take you. Here are a few ideas to get you started.
A waterproof case
For most of us, summer involves the water. Whether it's out on a boat or at the beach, there are few things more relaxing than a summer swim, or the sound of the waves washing ashore. Keep your phone safe from taking a bath with a new waterproof case or underwater case. You'll have the peace of mind that your phone will be safe from some of those beachfront hazards and you can even take the opportunity to try and capture some pics underwater!
My immediate go-to for my iPhone 6 would be the Lifeproof nuud case. Members of my family have been using it for the last couple iPhone generations and they've never had a bad thing to say about it. In fact, we even went and put my cousin's to the test one night after Thanksgiving dinner and it passed with flying colours.
It goes without saying, but any waterproof case you purchase should be tested for deficiencies before you start using it on your phone full time. The nuud, for example, comes with a testing instructions and encourages you to immerse it beforehand.
A new Bluetooth Speaker
If your phone is your music hub, why not pick up a new speaker for those nights outdoors on the deck or at the park? With no wire hookups and a rechargeable battery, Bluetooth speakers are an easy and portable way to get the party, picnic or barbeque started.
If you're looking for a smaller pocket-sized speaker, the Logiix Blue Piston Speaker offers good sound quality and a long battery life (8 hours) for a device that's less than 3x3x3. It's a great option for those smaller family outings.
If you're looking for something much bigger, the Beats by Dr. Dre experience is available in a handy pill-shaped speaker. The speaker is much larger at 9x6x3 and weighs just under 3 pounds, but it's a much better option if you want to blast music into the backyard during an evening under the stars or with friends on the patio.
Something to keep your phone alive longer
I find that my phone's battery drains faster in the summer months. There's nothing scientific about it; I'm just using my phone more! My smartphone's constantly in my hand, whether it's taking pictures of my daughter on the swings or at the waterpark or flipping through and playing music while I'm out for a walk with her. I'll often find my phone at less than half battery by the middle of the day.
There are a few things you can pick up to keep your phone alive longer if you'll be doing things like camping and wanting to keep your phone alive and handy for emergency purposes. One of the easiest things to do is get a battery case, like Mophie's Juice Packs. In addition to being a great and sturdy case, it repositions the output of your music to be front-facing. More importantly, it's your backup to double the life of your iPhone's battery and once home, you can simultaneously charge both with one cable.
I admit, I'm not quite that sophisticated yet. I usually keep a power bank close in case my battery starts to run low. It's a great device to have when I'm driving around or at work and want to charge my phone in the process.
A Phone Camera Lens
To call my photography skills novice would be an insult to all photography novices. Still, I do what I can but sometimes miss out on opportunities to take great shots simply because my phone doesn't zoom in far enough. While my wife has a great camera, it's never on our minds to actually take it with us when we go out for the day. If you're the kind that likes to pack light for the day but you don't want to miss out on an opportunity to capture that summer sunset or nature shot in the distance, consider picking up a lens to enhance the range of your camera.
I've become a big fan of olloclip's offerings. They're lightweight, simple to use and slip on and off with relative ease. They're great for adding that extra range and focus to your long distance shots.
If you're taking binoculars with you anywhere this summer, you may want to consider Carson's binocular Hookupz. Your phone simply slides into the sleeve and then connects to your binoculars. You might look a bit odd when you're standing and taking the shot but the budding professional photographer in you won't regret it later on when you're looking back.
A new toy
Phone accessories don't always have to be directly for your phone. Having had the opportunity to test a few drones out, I can tell you that they're an absolute blast and are something I think you'll have fun with too.
Ted recently reviewed the DJI Phantom 3 and it passed with flying colours. While I got to test the DJI Phantom 2 and liked it, if this type of drone is in your budget, you may as well go with the latest and greatest technology.
On the ground (and much cheaper,) think about what you want and your budget as well. I really enjoyed the Sphero Ollie which was easy to control (once you got used to it) and zipped along. However, I was a bit more partial to something like Parrot's Jumping Sumo. While I found the device to be a little bit loud, it has a bit more pizzazz with its ability to do tricks and the on-board camera was great for capturing the Sumo's travels. It's a bit more of an advanced drone though and is a bit tougher to control than the others. If you're a fan of the Parrot brand but are just starting out, stick with the rolling spider. It's a far more linear driving experience, and a better model for beginners.
Wherever you go and whatever you do this summer, be sure to soak up the sunlight and make the most of your down time with a few new fun accessories for your phone.
A waterproof case
For most of us, summer involves the water. Whether it's out on a boat or at the beach, there are few things more relaxing than a summer swim, or the sound of the waves washing ashore. Keep your phone safe from taking a bath with a new waterproof case or underwater case. You'll have the peace of mind that your phone will be safe from some of those beachfront hazards and you can even take the opportunity to try and capture some pics underwater!
My immediate go-to for my iPhone 6 would be the Lifeproof nuud case. Members of my family have been using it for the last couple iPhone generations and they've never had a bad thing to say about it. In fact, we even went and put my cousin's to the test one night after Thanksgiving dinner and it passed with flying colours.
It goes without saying, but any waterproof case you purchase should be tested for deficiencies before you start using it on your phone full time. The nuud, for example, comes with a testing instructions and encourages you to immerse it beforehand.
A new Bluetooth Speaker
If your phone is your music hub, why not pick up a new speaker for those nights outdoors on the deck or at the park? With no wire hookups and a rechargeable battery, Bluetooth speakers are an easy and portable way to get the party, picnic or barbeque started.
If you're looking for a smaller pocket-sized speaker, the Logiix Blue Piston Speaker offers good sound quality and a long battery life (8 hours) for a device that's less than 3x3x3. It's a great option for those smaller family outings.
If you're looking for something much bigger, the Beats by Dr. Dre experience is available in a handy pill-shaped speaker. The speaker is much larger at 9x6x3 and weighs just under 3 pounds, but it's a much better option if you want to blast music into the backyard during an evening under the stars or with friends on the patio.
Something to keep your phone alive longer
I find that my phone's battery drains faster in the summer months. There's nothing scientific about it; I'm just using my phone more! My smartphone's constantly in my hand, whether it's taking pictures of my daughter on the swings or at the waterpark or flipping through and playing music while I'm out for a walk with her. I'll often find my phone at less than half battery by the middle of the day.
There are a few things you can pick up to keep your phone alive longer if you'll be doing things like camping and wanting to keep your phone alive and handy for emergency purposes. One of the easiest things to do is get a battery case, like Mophie's Juice Packs. In addition to being a great and sturdy case, it repositions the output of your music to be front-facing. More importantly, it's your backup to double the life of your iPhone's battery and once home, you can simultaneously charge both with one cable.
I admit, I'm not quite that sophisticated yet. I usually keep a power bank close in case my battery starts to run low. It's a great device to have when I'm driving around or at work and want to charge my phone in the process.
A Phone Camera Lens
To call my photography skills novice would be an insult to all photography novices. Still, I do what I can but sometimes miss out on opportunities to take great shots simply because my phone doesn't zoom in far enough. While my wife has a great camera, it's never on our minds to actually take it with us when we go out for the day. If you're the kind that likes to pack light for the day but you don't want to miss out on an opportunity to capture that summer sunset or nature shot in the distance, consider picking up a lens to enhance the range of your camera.
I've become a big fan of olloclip's offerings. They're lightweight, simple to use and slip on and off with relative ease. They're great for adding that extra range and focus to your long distance shots.
If you're taking binoculars with you anywhere this summer, you may want to consider Carson's binocular Hookupz. Your phone simply slides into the sleeve and then connects to your binoculars. You might look a bit odd when you're standing and taking the shot but the budding professional photographer in you won't regret it later on when you're looking back.
A new toy
Phone accessories don't always have to be directly for your phone. Having had the opportunity to test a few drones out, I can tell you that they're an absolute blast and are something I think you'll have fun with too.
Ted recently reviewed the DJI Phantom 3 and it passed with flying colours. While I got to test the DJI Phantom 2 and liked it, if this type of drone is in your budget, you may as well go with the latest and greatest technology.
On the ground (and much cheaper,) think about what you want and your budget as well. I really enjoyed the Sphero Ollie which was easy to control (once you got used to it) and zipped along. However, I was a bit more partial to something like Parrot's Jumping Sumo. While I found the device to be a little bit loud, it has a bit more pizzazz with its ability to do tricks and the on-board camera was great for capturing the Sumo's travels. It's a bit more of an advanced drone though and is a bit tougher to control than the others. If you're a fan of the Parrot brand but are just starting out, stick with the rolling spider. It's a far more linear driving experience, and a better model for beginners.
Wherever you go and whatever you do this summer, be sure to soak up the sunlight and make the most of your down time with a few new fun accessories for your phone.
2015年10月8日星期四
The key benefits of an electric scooter
If you have ever wondered about what an electric scooter could do for you, then this is the right place for you. As cities continue to get more congested and roads are being turned into one stop places for angry and frustrated drivers, the time is right for people to venture into other modes of personal transport. One of the most popular modes of personal transport for people working in the city happens to be the electric scooter. The following are the reasons why you should also consider buying one right now:
If you have ever wondered about what an electric scooter could do for you, then this is the right place for you. As cities continue to get more congested and roads are being turned into one stop places for angry and frustrated drivers, the time is right for people to venture into other modes of personal transport. One of the most popular modes of personal transport for people working in the city happens to be the electric scooter. The following are the reasons why you should also consider buying one right now:
Low cost driving
One of the key advantages of the electric scooter is the fact that it uses electricity instead of fossil fuel like petrol, which tends to be more expensive. You will therefore find yourself saving a lot of money that can then go to other aspects and areas of your life. This will allow you to enjoy your salary more. For instance, your savings could go towards preparing for retirement, or for buying something else that you have desired for a long time. This low cost driving benefit will definitely appeal to the many people who want to manage their budget and free up funds for other types of spending.
It is environmentally friendly
One of the other key advantages about this type of scooter is the fact that it does not pollute the environment as compared to other modes of transport. If you are worried about your rapidly expanding carbon footprint and want to whittle it down to a tiny fraction of what it is right now, then the cheap electric scooter is your way of getting there faster than you ever imagined. It will certainly boost your peace of mind while also contributing to a better atmosphere in your city.
Stress free commute
With such a scooter, you will be able to maneuver easily through crowded areas, thus eliminating one of the many stress points that makes people angry and frustrated by the time they make it home at the end of the day. Guess what? This electric scooter is available on wheelster.com, the most reputable online shop to get cheap electric unicycles.
If you have ever wondered about what an electric scooter could do for you, then this is the right place for you. As cities continue to get more congested and roads are being turned into one stop places for angry and frustrated drivers, the time is right for people to venture into other modes of personal transport. One of the most popular modes of personal transport for people working in the city happens to be the electric scooter. The following are the reasons why you should also consider buying one right now:
Low cost driving
One of the key advantages of the electric scooter is the fact that it uses electricity instead of fossil fuel like petrol, which tends to be more expensive. You will therefore find yourself saving a lot of money that can then go to other aspects and areas of your life. This will allow you to enjoy your salary more. For instance, your savings could go towards preparing for retirement, or for buying something else that you have desired for a long time. This low cost driving benefit will definitely appeal to the many people who want to manage their budget and free up funds for other types of spending.
It is environmentally friendly
One of the other key advantages about this type of scooter is the fact that it does not pollute the environment as compared to other modes of transport. If you are worried about your rapidly expanding carbon footprint and want to whittle it down to a tiny fraction of what it is right now, then the cheap electric scooter is your way of getting there faster than you ever imagined. It will certainly boost your peace of mind while also contributing to a better atmosphere in your city.
Stress free commute
With such a scooter, you will be able to maneuver easily through crowded areas, thus eliminating one of the many stress points that makes people angry and frustrated by the time they make it home at the end of the day. Guess what? This electric scooter is available on wheelster.com, the most reputable online shop to get cheap electric unicycles.
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